About Me

Those who tell you money isn’t important have never known life without it.

Hi, I’m Michael and I like helping people with money. I didn’t have a lot of it growing up, so mastering all things financial became my life’s mission.  I got a paper route the minute I was old enough and have been focused on saving and effectively investing my money ever since. 

My Story

With a million odd jobs, I was able to put myself through college which led to a job as an analyst at a major Wall Street investment bank. Circumstances brought me back from Wall Street to Main Street more quickly than I had planned, but I made the most of it. 

I spent a combined 31 years working at two regional banks, starting off as a loan processor before becoming a financial advisor and eventually moving on to management. As a financial advisor, I helped clients through the aftermath of the ‘87 crash, the S&L crisis, the dot-com boom and bust, the housing bubble and burst, a million changes to the tax code, and more. I’ve seen enough to know you’ve never seen it all.  

During that time I also started several initiatives between our bank and local high schools to help teach financial responsibility, volunteered as a mentor with young entrepreneurship clubs, and spoke at various financial literacy seminars. 

Thanks to diligent saving and smart investing, I “retired” at the age of 54 and now actively trade (mainly forex). I’m currently obsessed with the prop trading industry — with both the fantastic opportunities good prop firms offer under-funded traders and with the scammers in the industry that I am trying to expose.

I hope to help guide you on your financial journey by defining and honestly assessing various markets, tools and financial instruments. I can’t tell you exactly what to invest in, unfortunately. (And I should say that anyone who does is probably looking out for their own pocketbook, not yours.) But what I want to do more than anything is give you the foundation upon which you can build your own financial success.

I write my posts based on what I am getting the most questions about, so if there’s something you’re curious about, contact me. I’d love to help.

For breaking news or faster updates, you can also follow me on X (Twitter).